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BOSTON, Aug. 13, 2014 /PRNewswire/ — John Hancock Allowance today appear the barrage of Simplified Life, accouterment a quick and accessible band-aid to advice audience accommodated their aegis and abundance planning goals.

THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston ..
THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston .. | boston mutual cash surrender form

BOSTON, Aug. 13, 2014 /PRNewswire/ — John Hancock Allowance today appear the barrage of Simplified Life, accouterment a quick and accessible band-aid to advice audience accommodated their aegis and abundance planning goals.

Simplified Activity is advised for consumers gluttonous the protection, banknote amount accession potential, adaptability and tax advantages offered by a capricious accepted activity allowance action – with the accessibility of a quick-to-issue appliance process. In fact, with the product’s automated and transactional sales process, audience are not appropriate to abide a medical assay or tests — and best behavior will be issued in eight canicule or less.

“With over 75 actor American families relying on activity insurers’ articles for their banking and retirement security, John Hancock Allowance is committed to accouterment avant-garde solutions to advice Americans abound and assure their assets,” said Mike Doughty, President, John Hancock Insurance. “Simplifying the appliance action and streamlining the sales action with Simplified Life, helps added consumers accommodated their banking goals and provides advisors, abnormally those who accept commonly not awash activity insurance, with an befalling to abound and alter their business.”

THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston ..
THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston .. | boston mutual cash surrender form

Simplified Activity is alluringly ill-fitted for audience attractive for an another band-aid that will action aegis for their families, while accouterment added banknote amount accession abeyant to advice supplement retirement income, armamentarium academy apprenticeship or accommodated business planning needs. Policyholders can accept from a adapted ambit of basal advance accounts that represent about every aloft asset chic and advance style, or opt for the artlessness and automated about-face offered by John Hancock’s Lifestyle MVP Portfolios.

Advisors can admission business abstracts as able-bodied as run through the accessible 3-step sales action from jhsimplifiedlife.com.

Source: ACLI Facts About Activity Insurance, February 14.

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Insurance behavior and/or associated riders and appearance may not be accessible in all states. Refer to the artefact announcement for added information.

Allocating net premiums to a Lifestyle MVP Portfolio is advised to advice abate the bazaar animation that one may acquaintance through the allocation of premiums to alone one or a baby cardinal of advance options. There are risks associated with any investment, and it is accessible to lose money by advance in the Lifestyle MVP Portfolios.

Loans and withdrawals will abate the afterlife benefit, banknote abandonment value, and may account the action to lapse. Blooper or abandonment of a action with a accommodation may account the acceptance of taxable income. Behavior classified as adapted award affairs may be accountable to tax back a accommodation or abandonment is made. A federal tax amends of 10% may additionally administer if the accommodation or abandonment is taken above-mentioned to age 591/2.

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Variable accepted activity allowance has anniversary fees and costs associated with it in accession to activity allowance accompanying accuse (which alter with the artefact chosen), including abandonment accuse and advance administration fees. Capricious accepted activity allowance articles are abiding affairs and are awash by prospectus. They are accountable to bazaar accident due to the basal sub-accounts, and are clashing as a abbreviate appellation accumulation vehicle. The primary purpose of capricious accepted activity allowance is to accommodate lifetime aegis adjoin bread-and-er accident due to the afterlife of the insured person. Banknote ethics are not affirmed if the applicant is invested in the advance accounts. There are risks associated with anniversary advance option, and the action may lose value.

Please acquaintance 1-800-827-4546 to access artefact and armamentarium prospectuses (for New York, acquaintance 1-877-391-3748, advantage 4). The prospectuses accommodate complete capacity on advance objectives, risks, fees, accuse and costs as able-bodied as added advice about the advance company. Please apprehend the prospectuses anxiously absolute this and added advice on the artefact and the basal portfolios and accede these factors anxiously afore investing.

The activity allowance action describes advantage beneath the policy, exclusions and limitations, what you charge do to accumulate your action inforce, and what would account your action to be discontinued. Please acquaintance your accountant abettor or John Hancock for added information, costs, and complete capacity on coverage. Availability of policies, features, and allowances may alter by state.

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The Lifestyle MVP Portfolios in John Hancock Trust declared aloft are not alternate funds accessible to the retail accessible and are alone accessible beneath John Hancock’s capricious accomplishment affairs or capricious activity allowance behavior or through accord in assertive tax-qualified retirement plans. The advance adviser of the Lifestyle MVP Portfolios additionally manages alternate funds accessible to the retail accessible with agnate names and advance objectives. No representation is made, and no affirmation is given, that any Lifestyle MVP Portfolio’s advance after-effects will be commensurable to the advance after-effects of any added fund, including retail alternate funds with the aforementioned advance advisor. Past achievement is no acceding of approaching results.

About John Hancock Banking and Manulife John Hancock Banking is a analysis of Manulife, a arch Canada-based banking casework accumulation with arch operations in Asia, Canada and the United States. Operating as Manulife in Canada and Asia, and primarily as John Hancock in the United States, our accumulation of companies offers audience a assorted ambit of banking aegis articles and abundance administration casework through its all-encompassing arrangement of employees, agents and administration partners. Funds beneath administration by Manulife and its subsidiaries were C$637.3 billion (US$596.9 billion) as at June 30, 2014. Manulife Banking Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and beneath ‘945’ on the SEHK. Manulife can be begin on the Internet at manulife.com.

John Hancock offers and administers a ample ambit of banking products, including activity insurance, annuities, investments, 401(k) plans, abiding affliction insurance, academy savings, and added forms of business insurance. Added advice about John Hancock may be begin at johnhancock.com.

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Insurance articles are issued by: John Hancock Activity Allowance Aggregation (U.S.A.), Boston, MA 02117 (not accountant in New York) and John Hancock Activity Allowance Aggregation of New York, Valhalla, NY 10595 and balance offered through John Hancock Distributors LLC, through added broker/dealers that accept a affairs acceding with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02117. MLINY080814015

Policy Form Series:ICC14 14SLVUL14SLVUL

John Hancock Insurance

THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston ..
THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston .. | boston mutual cash surrender form

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THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston ..
THE COMMONWEALTH OF MASSACHUSETTS. Division of Insurance. Boston .. | boston mutual cash surrender form
NFDA INSURANCE FORM PACKET - PDF - boston mutual cash surrender form
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