The Acquittal Request API was aboriginal fabricated accessible in a assembly browser on Chrome for Android in July 2016. It’s the actual aboriginal accessible web affection alone focused on “payment” and is accepted to advance the absolute web belvedere and its ecosystem in the advancing years.
In this commodity I’ll alarm out some accepted misconceptions about the API and try to abode them as assiduously as possible. If you accept aught ability about the Acquittal Request API, you should apparently apprehend this folio first.
These are all incorrect; it’s alleged “Payment Request API” (PR API). And it’s not aloof a Google or Chrome thing, it’s an accessible accepted blueprint and is/will be accessible in altered browsers. The API is currently accurate in:
And it’s advancing to:
This is wrong. Alike with the PR API, developers still accept to accelerate the acquittal advice provided by users to a acquittal aperture or a acquittal processor in adjustment to be candy and for the money alteration to happen.
That can be true, but not always. There are two types of acquittal methods authentic so far, “basic card” and “payment apps”.
With “basic card”, Chrome’s Acquittal Request area will appearance you a accumulated annual of acquittal advice from
You can analysis what’s accessible to the PR API (and forms as well) in Chrome’s autofill settings page.
The ones apparent “Google Payments” are acquired from your Google account. (Note that locally added advice won’t be upstreamed and stored in Chrome.)
The added blazon of acquittal adjustment is “payment apps” and they don’t necessarily represent acclaim cards. They can be e-money, cryptocurrency, or coffer accounts (Don’t get too aflame here, these blazon of acquittal methods are not about accessible yet). It’s up to the acquittal app’s accomplishing and it is in an abandoned world, which agency acquittal apps can be served alone from Chrome or Google.
The aforementioned affair goes for added browsers, depending on their implementation. In Microsoft Edge, for example, the Acquittal Request API connects to Microsoft Wallet and has admission to acquittal advice associated with the user’s Microsoft account. In Samsung Internet Browser, the Acquittal Request API food acclaim agenda advice alone back you are application a Samsung device.
That’s additionally incorrect. The Acquittal Request API is advised to handle around any affectionate of acquittal methods including coffer transfers, cryptocurrencies, e-money, points, etc.
Payment Request API is fundamentally a advocate amid a browser and a acquittal method. It’s advised to be adjustable abundant to acquiesce any built-in app or web app to become a acquittal method, so technically anyone can advance their own acquittal app to serve a different acquittal method.
This is additionally wrong; PCI acquiescence is required. Here’s what you should check.
If your armpit is adjustable with PCI DSS or PCI SAQ A-EP, you are apparently alive at a almost ample aggregation and there’s not abundant to anguish about to apparatus the PR API as continued as you apparatus it securely.
If your armpit is adjustable with PCI SAQ A, be careful. With PCI SAQ A, you are not declared to handle raw acclaim agenda advice directly. This agency application the Acquittal Request API with “basic-card” as a acquittal adjustment is alfresco of PCI SAQ A v3.2 compliance.
I will address added about this affair in a abstracted article, but argue with your acquittal aperture to apprentice how you can advantage the Acquittal Request API with their accepted setup. Or you may alike ask them to abutment the Acquittal Request API!
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